How to build perfect Credit Score?

 We always talk about living a better life, but without money, what kind of life will we live? You know how everyone gets confused when discussing credit and debit cards? Let me break it down for you.

Do you need a credit line, or is it a waste of money? Well, if you have to pay your expenses almost immediately from your bank account, then using a credit card is a no-brainer! You won't be charged for borrowing money for a short time because you'll pay it back to the bank.

Now, if you're new to London and plan to stay there and earn money legally, it's a good idea to open a credit line, even if you don't necessarily need it. Start with a small amount in your bank account, like £500. Pay it back to the bank and then try for £1500 (just an example). Once you've paid off that second loan, the bank will offer you a larger amount! This way you became a trusted customer and will get easily all the benefits offered to the tiny community! So,the bank system operates with no headaches,when you are following simple rules:
-Don't change your address often !
-Don't do overdraft !
-Don't break your contracts immediately !
-Don't cancel your direct debit yourself !
-Use as many small direct debit payments as you   can afford (just to look as trustee guy)
-If you can, try to get an employee job (with   regular contract).
As a matter of fact - even you are married and renting a small flat with your beloved partner - this will be a big plus for you! Your bank will appreciate any amount to stay untouched as longer as possible - means you are good working person!
In results - all your efforts will be rewarded - you can easily get the maximum credit score! Enjoy!